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PENSPLAN PROFI OPEN PENSION FUND – SUB-FUNDS

ETHICAL LIFE

Identity card

PensPlan Profi Open Pension Fund

On the register held by COVIP under no. 147

Date of establishment of the fund: 17.05.2004

Nome of sub-fund: Ethical Life High Growth

Date of beginning of the sub-fund: 02.07.2018

Portfolio risk: High

Sub-fund category: Equities

Time horizon: Long (over 15 years)

Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 20% ICE BofAML Euro Government Index, 5% ICE BofAML Euro Corporate Senior Index, 49% MSCI Daily TR Net EMU Index, 21% MSCI Daily TR Net World Ex EMU Index.

Valuation of the fund units: fortnightly

Fees paid by the sub-fund

Management: 1,35%

Performance: 0,00%

Costs charged to the member

One-off at the subscription: 30 €

Annual administration for members resident in Trentino-South Tyrol: 5 €

Annual administration for members not resident in Trentino-South Tyrol: 17 €

Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €

Transfer to another sub-fund: 10 €

Transfer to another Fund: 10 €

Practical opening "Supplementary Invested Income"

[RITA] : 50 €

Annuity disbursement phase: see Annex No. 3 of the Fund Regulations

Key points description

Management responds to the needs of a person who still has many years of work ahead and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests and seeks attractive returns to adequately increase her/his assets. The investment policy provides for 5% of the available funds invested in monetary and liquidity instruments, 25% in bond instruments, and the remaining 70% in equity instruments. The percentage of equities can vary from a minimum of 50% to a maximum of 90%, to fall to 0% in exceptional market phases to limit portfolio risks.

The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.

Identity card

PensPlan Profi Open Pension Fund

On the register held by COVIP under no. 147

Date of establishment of the fund: 17.05.2004

Nome of sub-fund: Ethical Life Growth

Date of beginning of the sub-fund: 02.07.2018

Portfolio risk: Medium

Sub-fund category: Balanced

Time horizon: Medium/long (between 10 and 15 years)

Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 36% ICE BofAML Euro Government Index, 9% ICE BofAML Euro Corporate Senior Index, 35% MSCI Daily TR Net EMU Index, 15% MSCI Daily TR Net World Ex EMU Index.

Valuation of the fund units: fortnightly

Fees paid by the sub-fund

Management: 1,10%

Performance: 0,00%

Costs charged to the member

One-off at the subscription: 30 €

Annual administration for members resident in Trentino-South Tyrol: 5 €

Annual administration for members not resident in Trentino-South Tyrol: 17 €

Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €

Transfer to another sub-fund: 10 €

Transfer to another Fund: 10 €

Practical opening "Supplementary Invested Income"

[RITA] : 50 €

Annuity disbursement phase: see Annex No. 3 of the Fund Regulations

Key points description

Management responds to the needs of a person who still has a few years of work ahead and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests. The investment policy provides for 5% of the total assets of the Sub-fund invested in monetary liquidity instruments, 45% in bond instruments, and the remaining 50% in equity instruments. The percentage of equities may vary from a minimum of 35% to a maximum of 65%, to decrease to 0% in exceptional market phases to limit portfolio risks.

The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.

Identity card

PensPlan Profi Open Pension Fund

On the register held by COVIP under no. 147

Date of establishment of the fund: 17.05.2004

Nome of sub-fund: Ethical Life Balanced Growth

Date of beginning of the sub-fund: 02.07.2018

Portfolio risk: Medium

Sub-fund category: Mixed bonds

Time horizon: Medium (between 5 and 10 years)

Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 52% ICE BofAML Euro Government Index, 13% ICE BofAML Euro Corporate Senior Index, 21% MSCI Daily TR Net EMU Index, 9% MSCI Daily TR Net World Ex EMU Index.

Valuation of the fund units: fortnightly

Fees paid by the sub-fund

Management: 1,00%

Performance: 0,00%

Costs charged to the member

One-off at the subscription: 30 €

Annual administration for members resident in Trentino-South Tyrol: 5 €

Annual administration for members not resident in Trentino-South Tyrol: 17 €

Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €

Transfer to another sub-fund: 10 €

Transfer to another Fund: 10 €

Practical opening "Supplementary Invested Income"

[RITA] : 50 €

Annuity disbursement phase: see Annex No. 3 of the Fund Regulations

Key points description

Management responds to the needs of a person who still has only few years of work ahead and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests. The investment policy provides for 5% of the total assets of the Sub-fund invested in monetary and liquidity instruments, 65% in debt instruments, and the remaining 30% in equity instruments. The equity component may range from a minimum of 21% to a maximum of 39%, and may decline to 0% in exceptional market phases to limit portfolio risks.

The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.

Identity card

PensPlan Profi Open Pension Fund

On the register held by COVIP under no. 147

Date of establishment of the fund: 17.05.2004

Nome of sub-fund: Ethical Life Conservative

Date of beginning of the sub-fund: 02.07.2018

Portfolio risk: Low

Sub-fund category: Mixed bonds

Time horizon: Short (up to 5 years)

Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 68% ICE BofAML Euro Government Index, 17% ICE BofAML Euro Corporate Senior Index, 7% MSCI Daily TR Net EMU Index, 3% MSCI Daily TR Net World Ex EMU Index.

Valuation of the fund units: fortnightly

Fees paid by the sub-fund

Management: 0,80%

Performance: 0,00%

Costs charged to the member

One-off at the subscription: 30 €

Annual administration for members resident in Trentino-South Tyrol: 5 €

Annual administration for members not resident in Trentino-South Tyrol: 17 €

Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €

Transfer to another sub-fund: 10 €

Transfer to another Fund: 10 €

Practical opening "Supplementary Invested Income"

[RITA] : 50 €

Annuity disbursement phase: see Annex No. 3 of the Fund Regulations

Key points description

Management responds to the needs of a person who is now close to retirement, and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests and decides to opt for prudent management. The investment policy is to invest 5% of the sub-fund’s total assets in monetary and monetary equivalents, 85% in debt instruments and the remaining 10% in equity instruments. The equity percentage may vary from a minimum of 0% to a maximum of 13%.

The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.

Identity card

PensPlan Profi Open Pension Fund

On the register held by COVIP under no. 147

Date of establishment of the fund: 17.05.2004

Nome of sub-fund: Ethical Life Safe

Date of beginning of the sub-fund: 02.07.2018

Portfolio risk: Low

Sub-fund category: Pure bond

Time horizon: Short (up to 5 years)

Benchmark: 5% ICE BofAML Euro Currency 3 Month Deposit Offered Rate Constant Maturity, 74% ICE BofAML Euro Government Index, 21% ICE BofAML Euro Corporate Senior Index.

Valuation of the fund units: fortnightly

Fees paid by the sub-fund

Management: 0,70%

Performance: 0,00%

Costs charged to the member

One-off at the subscription: 30 €

Annual administration for members resident in Trentino-South Tyrol: 5 €

Annual administration for members not resident in Trentino-South Tyrol: 17 €

Annual solidarity contribution to guarantee microfinance and financial support projects through crowd-funding initiatives 3 €

Transfer to another sub-fund: 10 €

Transfer to another Fund: 10 €

Practical opening "Supplementary Invested Income"

[RITA] : 50 €

Annuity disbursement phase: see Annex No. 3 of the Fund Regulations

Key points description

Management responds to the needs of a person who is now close to retirement, and is particularly sensitive to the social, environmental, and governance characteristics of the securities in which s/he invests and decides to opt for a very prudent management. The investment policy is to invest 5% of the sub-fund’s total sub-fund in monetary and liquidity equivalents, 95% in debt instruments. For the monetary and bond component, investments are diversified while maintaining a preference within the Eurozone.

The Fund makes available, free of charge, to all members, a system of automatic alerts suggesting the reallocation of the pension investment based on a “life cycle” principle.