Your plan for your family and the real economy
An open-ended investment fund under the Italian Law falling within the aim of the Directive 2009/65/EC. A fund meant for long-term savings plans.
Why should you invest in the fund?
Individual Savings Plans (PIR) are a medium-long term investment with a fiscal incentive to channel private savings to Italian companies, and in particular to small and medium-sixed enterprises.
The Generation Dynamic ISP fund pays particular attention to the small cap part to initiatives of interest in the territory of the Trentino - South Tyrol Region, thanks to the expertise gained by the PensPlan Invest SGR S.p.A. now Euregio Plus SGR S.p.A. manager.
Fund investment advantages
100% tax relief on the investment income and other income, as well as inheritance and gift tax.
Investment fund constraints
It’s a medium to long-term investment. Units in the Fund must be held for a period of at least 5 years to benefit from tax exemption.
The plan is established with the allocation of amounts not exceeding 30,000 Euros per year and within a total limit of 150,000 Euros. Each natural person may only hold one ISP.
Should constraints not be observed
Should you sell the Fund’s units before the statutory deadline, the ordinary taxation (26%) on the income from the investment must be paid, no penalty is applied.
Investment objectives and policy
The Fund is of a balanced type and aims, through active management, at a dynamic increase in the value of the capital, investing mainly in the system of the Italian companies, with a medium/long-term perspective.
The Fund’s units are among the investments eligible for an “Individual Long Term Savings Plan (ISP)” under the Italian Budget Law 2017 (Law no. 232 dated December 11, 2016).
The SGR pays particular attention to the use of financial instruments of an equity, bond, and monetary kind of subjects in the Trentino - South Tyrol Region. The Fund may invest in financial instruments issued or guaranteed by the Trentino - South Tyrol Region, the Autonomous Provinces of Trento and Bolzano, and public or private law entities controlled or guaranteed by the same.
Bonds and shares, including those not traded on regulated markets or multilateral trading facilities, issued or stipulated by companies carrying out activities other than real estate, resident in the territory of the Italian State, or in EU Member States, or in States members of the Agreement on the European economic Area with permanent establishment on the Italian territory.
Investments in financial instruments of an equity nature may be made for a value not less than 51% of the total net value of the Fund. The financial instruments are mainly denominated in Euros.
The incurred expenses shall be used to cover the costs of running the Fund, including the costs of marketing and distribution of the Fund.
Investors may inquire about the actual amount of the subscription fees from their financial advisor or distributor.
Risk and return profile
The historical data used to calculate the Synthetic Indicator may not be a reliable indication of the future risk profile of the Fund.
The Fund has been classified in the Category 5 as variability in weekly returns achieved over the past 5 years is 10% and 15% (for instruments with less than 5 years of operation, the estimate uses the first available year’s return for the period prior to the beginning of the operations).
The shown risk/return category may not stay unchanged and therefore the Fund’s ranking may change over time. The lowest category of the indicator does not indicate a risk-free investment.
Other risks of significant importance to the Fund are contained in the prospectus and the KIIDs.